August 25,2017

It's important to be resourceful. If you get a windfall or raise, don't go on a shopping trip. Instead, maintain your current standard of living and increase your contributions to savings. The more money you have in reserve, the easier it will be to meet unexpected expenses. Don't worry; you will be able to indulge your sensual side later. Right now, you have to err on the side of caution. By demonstrating an ability to live on a shoestring budget, your income will dramatically increase.