June 23,2017

Be more conservative with cash. This is not the time to splash out on luxury items. By having money in reserve, you'll be able to cover a sudden expense. It's possible you will have to replace a costly appliance or fix a damaged car. If this happens, stay calm. You can work out a payment plan that will keep your head above water. The important thing is to cut back on extras that drain your income. After you've paid this big bill, being frugal won't seem like a punishment.